COMMONWEALTH OF PENNSYLVANIA - THIRD JUDICIAL DISTRICT
NORTHAMPTON COUNTY COURT OF COMMON PLEAS
ADMINISTRATIVE ORDER #2009-4
NORTHAMPTON COUNTY MORTGAGE FORECLOSURE DIVERSION PROGRAM
This Court takes judicial notice that a mortgage foreclosure crisis, caused by "sub prime" and "predatory" lending practices and rising interest rates has caused an increasing number of residential mortgage foreclosure actions being filed in the Court of Common Pleas of Northampton County. In an attempt to simplify the process for both litigants and to maintain a case management program, the Court of Common Pleas of Northampton County adopts the within Mortgage Foreclosure Diversion Program, designed to aid residential owners in foreclosure cases to procure a timely determination of eligibility under federal and local programs established to facilitate possible workout plans for homeowners and where possible to allow homeowners to retain their properties.
1. Cases subject to the program
(a) All mortgage foreclosure cases involving owner-occupied properties which are subject to execution must be scheduled for conciliation conference before the property can be sold. The term "residential premises" means real property located within the County of Northampton.
(b) Non Owner-occupied non-residential properties which are not exposed to judicial sale to enforce a residential mortgage are not subject to the conciliation conference and may be scheduled for Sheriff Sale and sold by the Sheriff unless said sales are otherwise stayed or postponed. All cases filed after the effective date of this Order shall be subject to the Administrative Order and its contents.